Buy-to-let in the United Kingdom

1. Buy-to-let in the United Kingdom

BUY-TO-LET IN THE
UNITED KINGDOM

2.

The United Kingdom is a very
beautiful country with a
fascinating history, culture
and traditions.
It has high-quality
infrastructure and medicine,
beautiful architecture and
nature, large sports and
music events so many people
will want to live or rent an
apartment there.

3. bank

We recommend you a UK
bank with a huge amount
of assets. It is the HSBC (The
Hongkong and Shanghai
Banking Corporation). The
bank is very reliable.
BANK

4. Purchase price

PURCHASE PRICE
990 000 pounds for
an apartment of 53
square meters in
central London
!!! - Your annual income must be no less 247 500 pounds
to get a mortgage.

5. Deposit (40%)

DEPOSIT (40%)
396 000 pounds for non-resident.
Non-resident is a person who is constantly
registered and lives in another state.
If you were a resident, you would pay 10%
of the purchase price.

6. Mortgage (60%)

MORTGAGE (60%)
594 000 pounds for non-resident.
If you were a resident, you would pay 90%
of the purchase price.

7. monthly mortgage payment

MONTHLY MORTGAGE PAYMENT
4 310 pounds
4,5% 20-year repayment

8. rental income

RENTAL INCOME
5 200 pounds per month
@ 9% per annum

9. rent as a % of mortgage

RENT AS A % OF MORTGAGE
130%

10. risks

RISKS
With any property investment, there are risks:
tourism reduction, property values and rents could
fall.
It is important to consider the risks as well as the
potential rewards.

11.

Purchase price
£ 990 000
Deposit (40%)
£ 396 000
Mortgage (60%)
£ 594 000
Monthly mortgage payment
£ 4 310
4,5% 20-year
repayment
Rental income
£ 5 200 per month
@ 9% per annum
Rent as a % of mortgage
130%

12. Thanks for attention!

THANKS FOR ATTENTION!
We hope you take a mortgage
«buy-to-let» in our country.