VegaPay_Presentation_10_2025

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PAYMENT
WEARABLES
RINGS • KEY FOBS • BRACELETS
WATCH BANDS • CARDS • STICKERS

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Watch bands
Rings
VegaPay is the cutting-edge payment platform for smart wearables
ecosystem.
Key fobs
Cards
It allows adding payment functionality to everyday accessory by
linking debit or credit card to it, for example a ring or a bracelet. Once
it is done – such accessory can be used for contactless payments
just like normal card, but in style.
Even more, our product lines afford everyone not only to be
functional, but to find a way look different and effective.
Wristbands
Payment stickers
Pay on the go but in style!
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How does it work?
• Buy an accessory
• Link your card to it
• Pay anywhere
Mobile App
VegaPay is the first tokenization service supporting
personalization both on iPhone and Android devices.
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Tokenization and Personalization
Tokenization is a process of creating a virtual card –
depersonalized token, linked to physical card. VegaPay allows
issuing such token and loading it into any accessory one can find on
our site.
• To use tokenization scheme bank should be connected to
Mastercard Digital Enablement Service (MDES)
Personalization is the process of issuing bank card for specified
user in bank personalization center. Wearables can be personalized
similar way.
• To use personalization scheme bank can use existing
personalization center facilities and doesn’t need to be connected
to Mastercard Digital Enablement Service (MDES)
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Ceramic rings
Ceramic contactless payment rings are made of high quality material
and can be used in the same way as a bank card. These wearable
payment devices ensure fast and secure transactions when paying
for purchases and services. The rings are available in different sizes
so you can surely find the ring that suits you best. In order to pay by
using a ceramic ring, a customer should just tap it at the payment
terminal.
Wide variety of models, colors and sizes
Scratch protection and waterproof
Extra branding opportunity (laser engraving)
No battery inside, no need to recharge
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Product line:
Orion White
Orion Black
Orion Pink
Orion Coffee
Orion Sapphire
Musica
(super thin)
Corvus
Rigel
Cassiopeia
Sirius
Draco Black
Draco White
Draco Pink
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Steel and silver rings
Along with the traditional ceramic rings, steel and silver wearables
are of much interest to the banks.
Advantages:
• We provide services for creating customer design jewellery, taking into account all
desires of our clients.
• Wearables made of precious metals and various jewellery alloys, such as silver,
gold, brass and copper, are available.
• We produce jewellery with precious, semiprecious and synthetic stones, i.e.
diamonds, sapphires, rubies, topazes, amethysts etc.
• The following covering is available: rhodium-plating, gold-plating, silver-plating,
nanoceramics, enamel.
• No charging necessary.
• All our rings are the official product, which means that as soon as they are
produced, they are labeled and contain the manufacture’s stamp. Gold jewellery is
hallmarked by the state inspection.
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Product line: silver, steel and titanium
Mercury
Venera
Uranus
Mars
Neptune
Saturn
Vela
Astro
Cosmo
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Payment watch bands
Stylish, eye-catching image items with payment function.
Suitable for any models of hand watches
Combination of style and functionality
Branding options
No battery inside, no need to recharge
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Product line:
Starfall Black
Starfall Brown
Starfall Red
Starfall Blue
Starfall Orange
Starfall Yellow
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Bracelets – create your own style!
Leather bracelet of “Leo Minor” series is not just an accessory.
It is a part of the outfit, emphasizing owner’s style and identity.
• Wide variety of materials, models, colors and sizes
• Branding options
• No battery inside, no need to recharge
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Product line:
Leo Minor Black
Leo Minor Red
Leo Minor Black-Yellow
Leo Minor Brown
Leo Minor Black-Red
Leo Minor Gray
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Silicone straps: so bright, so comfortable!
Silicone straps are water resistant and easy to care for
Ideal for sports activities
Choose from a wide variety of colors and patterns
Individual branding available
No battery inside, no need to recharge
Silicone straps are extremely soft, flexible, comfortable and
affordable. They are easy to wash off dirt with water.
This strap remains soft and elastic. With the help of the clasp, it is
convenient to adjust the diameter of the strap for comfortable wear
on your wrist.
Bright silicone straps go well with elegant outfits and sport-swear,
attention and complement your image!
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Product line:
Comet Red
Meteor Yellow
Eclipse Red
Nebula Beige
Comet Green
Meteor Tiffany
Eclipse Orange
Nebula White
Comet Double-Blue
Meteor Yellow-Green
Eclipse Purple-Pink
Nebula Black
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Wearables made of wood
We use high-quality hardwood species to create the unique and
smart accessories.
Our wearables are eco-friendly, pleasant to the touch and durable.
Such an accessory is not only fashionable but also functional, being
a full-fledged payment device, which can fulfill a function of a
contactless bank card and never requires charging.
Each accessory has its own unique design and is created with
special attention to the details. We offer a wide range of wearables,
including rings and key fobs, so that every customer can choose the
one more preferred.
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Product line: key fobs and rings made of wood
Timbera, Bubinga
Arboris, Bubinga
(flat external surface)
Сrystal, Bubinga
(convex external surface)
(flat external surface)
Barko, Bubinga
(convex external surface)
Naturaio, Bubinga
Naturaio, Zebrawood
Leaflet, Bubinga
Leaflet, Zebrawood
Zenwood, Bubinga
Zenwood, Zebrawood
Treo, Bubinga
Treo, Zebrawood
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Key fobs – useful functionality for everyday life
Key fob of “Neso” series is an universal accessory. You keep it on
your keys, in your bag or pocket. It’s compact and functional you’ll
always have a mean of payment.
• Wide variety of materials, models, colors and sizes
• Branding options
• No battery inside, no need to recharge
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Product line:
Charming Yellow
Charming Grey
Charming Blue
Neso Dark Brown
Neso Red
Neso Black-Yellow
Neso Black-Red
Neso Grey
Neso White
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Epoxy-resin key fobs
Epoxy-resin key fobs are lightweight and compact. You can hang
them to your bag or keys and it will always be at hand.
Such a key fob doesn’t have a battery inside, so there is no needs
for user to recharge it.
Size: 54 x 28.5 mm.
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Payment stickers
Analogues of bank mini-cards with a built-in chip and an adhesive
layer applied on one side.
You don’t need to install additional applications to use it - just fix the
sticker on the back of the phone or other suitable surface.
Sticker can be branded to meet customer requirements for specific
events or occasions.
Dimensions: 54 x 28.5 x 1 mm and 30 x 19 x 1 mm.
Material: PVC.
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LED cards
LED cards are entirely new product, breathing life into boring static
art print on cards.
Customers draw attention to themselves, and banks attract new
customers with such distinguished products.
Key features:
• LEDs are powered by contactless POS terminal
• The card contains LEDs which light up when payment is being made
via a contactless terminal
• Various designs are available: a choice of colors and number of LEDs
depending on the card design
• LEDs’ colors: white, yellow, red, green, blue (other colors – on
request)
• Personalization: laser engraving, thermal printing, indent, embossing
• Design: glossy/matt/tactile varnish; card edge painting
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Metal cards
Metal card has weight. Both in your hand and in society. VegaPay
tokenization allows to renew cards after their expiration with a new
token, making them essentially infinite.
Key features:
SCOne operating system inside
Material: stainless steel
Type: hybrid metal (metal front, PVC back)
Weight: 22g
Bidirectional
Dual Interface
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Benefits for banks
Expand
customer base:
Bank can significantly expand its customer base and
transaction volume.
Innovative
image:
Bank has an opportunity to offer its customers up-to-date
products, enhancing customer experience and creating
bank’s innovative image.
Customer
loyalty:
Collaborative promotional campaigns and special offers for
customers using wearables stimulate them spending more
and be loyal to financial institutions.
No additional
investments:
Bank does not need any additional equipment or
modification of its software systems.
Easy
enablement:
If bank is connected to Mastercard Digital Enablement
Service (MDES), the issuance of wearable devices requires
minimal steps from bank side.
Implementation
options:
Depending on business needs bank can chose
tokenization or personalization scheme.
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Benefits for customers
Stylish:
Our payment accessories help people look innovative,
stylish and technologically savvy. Among variety of items
everyone can find the right option to represent himself the
most effective way.
Fast:
Don’t spend much time making payment transaction.
Pay on the go!
Convenient:
Payment accessory is always with you: on your hand,
wrist or in pocket. No need to charge!
Perfect gift:
Desired gift for him and for her! her!
Easy setup:
Download VegaPay application for Android/IOS, register the
accessory and link bank card to it.
Secure:
Masterсard security technology.
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Packaging options
Several packaging options for wearable devices are available,
including individual branding and custom design.
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VegaPay is an international company focused on FinTech solutions development and
projects realization. It is an operator of VegaPay tokenization service that enables
everyday accessories (rings, wristbands, key fobs, etc.) to be used as payment devices.
Headquartered in Dubai (UAE), the Company operates in Europe, Middle East, India,
Africa, Asia Pacific, LATAM.