DevCode Payment

1. DevCode Payment

Started 2014 - Part of the DevCode Group
Background
Extensive experience of e-payment, especially e-gambling
Deep payment knowledge in different markets
Worked with major banks / financial institutions
What we do together with our clients
Provide local payments on global scale
Optimize acceptance rate, conversion rate, fraud etc. with innovative
functionality
Local acquirers many countries
Handle PCI/DSS headache
Reduce transaction cost and payment management

2. Some Customers

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2

3.

Some Payment Options
AND MORE…

4. Solution Overview

PCI/DSS Level 1
Solution Overview
VaultIQ
Your
Platform
Payment Types
Integration
Credit cards
API
E-wallets
Browser
client
PaymentIQ
Online bank
Processing
FRONT
Internet
API
Mobile
Mobile
client
Invoicing
Bitcoin
(and other alt cy)
Other
client
AccountIQ
Reconciliation

5. Cashier Front API

Fully customizable cashier pages per site or brand
REST/JSON API integration
No need for iframes or windows
One-time integration
Generic API for all payment options
API provides payment logic,
e.g. available payment options
per market, fees, limits, etc
PaymentIQ
Front API

6. Mr Green Cashier

7.

Leo Vegas Cashier

8.

CasinoHeroes Cashier

9. Casumo Cashier

10. Key Benefits

One-time integration for all payment options
Credit cards, E-wallets, Online banking, Mobile, Invoice
Independent
Use any payment provider you like on the fly
Cut costs
Lower transaction fees
No need for dedicated resources
PCI/DSS certified standard system
Flexible and customizable
Can adjust very fast to ever changing payment industry
Create your own payment flow and pages and rules
Proven solution
Toughest requirements on availability, performance, security, and anti-fraud
+10 years experience, 3 generations of payment systems

11. Operator Integration API

One time integration
Simple REST/JSON API
No changes or downtime needed when adding new payment options
Site
2. Verify user
4. Authorize deposit
6. Notify deposit status
PaymentIQ
1. Get payment options
3. Do a deposit
Client
5. Process deposit
PSP / Bank

12. Dynamic and flexible transaction routing

Instant rule based routing
All available data can be used for creating routing rules
Temporal rules, e.g. route all traffic to provider 2 when provider 1 is having
maintenance
Redundant routing
Failover to another provider, e.g. one provider has temporal problems, or
certain transactions get declined by one provider
Load balanced routing
E.g. 30% Provider 1, 40% Provider 2, 30% Provider 3
Cost optimized routing
Route to optimize provider fees
based on transaction type and
origin
Instant route to a new cheaper provider
PaymentIQ
1
2
3
4

13. VaultIQ PCI/DSS Level 1

Service for securely storing and handling card numbers
Tokenize repeat payments
VaultIQ only stores the middle digits XXXXXX123456XXXX
PaymentIQ stores 123456XXXXXX1234
PCI scope only within VaultIQ
End to end encryption between client and VaultIQ using
RSA public / private key
All operator systems including PaymentIQ are out of PCI scope
Operator only needs to comply to PCI SAQ-A (very simple) if processing less
6,000,000 tx per card brand (VISA / MC)
PCI/DSS Level 1
PaymentIQ
VaultIQ
Internet
Client
public key
Private key

14. PaymentIQ backoffice

One backoffice for all providers
Approve pending withdrawals
Search view
transactions
Tx routing
Other config

15. Real-time Analytics

16. Real-time Analytics, cont.

17. AccountIQ

Automatic reconciliation
Monthly / daily overview with drilldown
Resolve unmatch transactions

18. PaymentIQ Features Summary

Multi-tenancy
Advanced rule engine and editor
Channel / brand
Payment routing
One-time integration
Fraud rules
Fully customizable payment pages
Fees and limits
Multi payment gateway
Payment back-office
All major credit cards supported
Online transaction search
All major e-wallets supported
Payment workflow, e.g. approval lists
Automated online bank transfer
Configurations
Mobile payments
Invoicing
Advanced credit card processing
Arbitrary complex routing
Multi payment fraud prevention
Dynamic rules configuration
General, combined, and specific anti-fraud rules
Deposit and withdrawal anti-fraud rules
Security
PCI / DSS Level 1compliant
Verified by VISA and SecureCode
Automated fail-over
BIN management

19.

Thank you
Email:
[email protected]
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