Spotlight 10

Before reading learn new words.
догонять,
to catch up
навёрстывать
устоять,
to resist
воздерживаться
сводить концы с
to make ends meet
концами
retailer
розничный
торговец
student
loan
кредит
на обучение
can’t
afford
to splash
не иметь
возможности
выплескивать
out
shopping
spree
поход
по магазинам
to save
up
копить,
скопить
consumer
потребитель
to
survive
выживать
pocket money
карманные
деньги
To
hand out
выдавать
to dig deeper into
тратить больше
their pockets
household chores
обязанности
по дому

3.

Match.
to catch up
to resist
student loan
shopping sprees
consumer
pocket money
retailer
to hand out
to make ends
meet
to survive
to splash out
to save up
household chores
to dig deeper into
their pockets

4.

Read the text and fill in the
gaps (A-F) with the parts of
the sentences marked by
numbers 1-7. one part is extra.
4
3
1
7
Study skills
5
2

5.

Read the teenagers’ quotes (1-6) in the text and match each one to the
comments (A-F).
2
3
What are you most
4
like? Why?
6
5
1
1
2
3
4
5
6

6.

Explain the words/phrases in bold. Use them to make sentences.
catching up
making ends meet
survive
resist
retailer
handing out
student loan
can’t afford to
splash out
household chores
shopping sprees
saving up
consumers
pocket money
digging deeper
into their pockets
Money the government lends
Gradually
Routine
Paying
Buying
People
Not parents
having
out
lots
jobs
who
collecting
more
of
done
buy
money
things
money
things
around
money
toatbuy
than
for
the
the
by
Money
Reaching
the
give
same
children
level
as
to
Live;
get
by
Stop
students
Shop
from
Giving
owner/seller
to
doing
pay
away
something
fortotheir
Having
enough
money
live on
luxuries,
spending
their
same
expensive
house
less
usual
own
time
than
use
things
usual
spend
something
as
they
wish
studies

7.

Complete the sentences with these words and phrases.
• Make ends meet
• Catch up
• Consumers
• Dig deeper into my
pockets
• Resist
• Save up
• Can’t afford to splash
out on
• Student loan
• Survive
• Retailers
• Hand out
• Pocket money
• Household chores
• Shopping spree

8.

What do you think teenagers in your country spend their money on?
Choose from the list.
clothes and
accessories
rent
supermarket
shopping
sweets and
snacks
What do you spend
your money on?
eating out
bus fares
petrol
books
household bills
cinema

9.

Fill in: waste, pay, cost, lend, borrow, save, earn.
1. How do you ………………… for things you
buy: in cash, by cheque or by credit
card?
2. Do you ever ………………… money to your
friends?
3. Do you ever ………………… money from your
friends?
4. Do you ………………… up to buy something
you want, e.g. a new bike?
5. Do you think teenagers ……………………
their money on things they don’t really
need?
6. Which of the things you buy …………………
a lot and which are reasonably priced?
7. Do you have a part-time job to ………………
extra money?
cost
waste
Answer the
questions about
pay
yourself.
lend
save
borrow
earn

10.

Take the roles of two of the teenagers from the text. Ask and answer
questions about how they get their money and what spend it on.
How much money do you get?
What do you spend it on?
Well, I get £70 a week and I
spend my money mainly on
snacks, bus fares, going to
the gym and going out.
I get £15 a week.
Things like CDs, computer games,
comics and going out. What about you?

11.

Write a short paragraph about yourself (40-50 words). Include:
• how much money you get
• where you get your money from
• what you spend your money on
• whether you are good with money

12.

Spend two or three minutes, revising what you have learnt in this
lesson. Close your books and tell a partner.

13.

1. Kill your debt first
2. Set savings goals
3. Establish a time-frame
Here are some behavior tips which are
the foundation for building wealth and
leading a happy and healthy lifestyle.
4. Keep a record of your
expenses
5. Make a budget
6. Use your credit cards
rationally
7. Don’t get discouraged and
don’t give up.

Spotlight 10

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