Money

1.

Money
How not to waste
money, or get into
debt.

2.

Don't take debts.
Monthly debt repayments are the biggest money loss when it comes
to savings. Debts deprive you of your income! So, it's time for you to
get rid of this debt. The fastest way to pay off a debt is to pay off
your debts in the order from the smallest to the largest.

3.

Budget planning.
Most people make small expenditures without giving them any
importance and without thinking about what part of the monthly
budget is spent in this way, meanwhile, starting to plan a budget, you
will see how much money a particular purchase "absorbs" every
month. Thanks to this, it is possible to save a significant part of the
funds by giving up unnecessary trifles.

4.

Saving money…
A great way to spend less money is to immediately save 10-20% from
each income. By keeping 80% of your salary for monthly expenses, you
will spend money more economically.

5.

Discounts…
Promotions and seasonal discounts allow you to save a significant part
of the budget. But keep in mind that we are only talking about planned
acquisitions. Remember that a discount is a strong factor pushing for
impulsive and thoughtless purchases.

6.

Pay in cash…
Statistics show that paying with a card, people spend 15-20% more.
Laying out paper money, a person feels expenses more subtly. To
enhance the effect, always study the receipts, trying to highlight
unnecessary and irrational purchases.